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145572 comments

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    El tema del articulo son los criptosaimes, tanto centralizados como descentralizados. Vamos a decirnos cual es la diferencia entre este tipo de criptocredito y como pedir un credito con garantia de criptomoneda.
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    Los cryptosaimes son un servicio que permite el credito con garantia de criptomonedas, ya sea dinero filmico o establocinas u otras monedas digitales. Se trata de un mercado en fuerte crecimiento, especialmente en los ultimos dos anos, en el contexto de la promocion de servicios y servicios financieros descentralizados. Tambien se conoce el termino «kripto-lending», que no solo permite obtener prestamos, sino tambien ganar dinero con los bienes criptoactivos que no se usan, dandolos a un porcentaje.
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    Se destacan dos tipos de prestamos, centralizados y descentralizados. La diferencia principal es quien procesa el proceso de credito y endeudamiento; Una empresa o un protocolo automatizado.

    Los prestamos centralizados se basan en empresas que controlan totalmente el proceso, fijan tipos de interes, utilizan un sistema castodial de proteccion de activos (guardan todas las divisas digitales y filmicas en sus cuentas) y recogen informacion sobre los usuarios. Esta ultima se realiza mediante la verificacion KYC/AML. Ademas, los lugares centralizados de trabajo celebran acuerdos de credito individual con cada cliente y pueden establecer asociaciones con otras organizaciones.

    Los prestamos DeFi son diferentes. Se gestionan con un conjunto de protocolos basados en contratos inteligentes que automatizan la distribucion de creditos, la instalacion y el pago de tipos de interes. Como regla, las plataformas DeFi no custodiales, no exigen KYC y son concentrados solamente en criptomonedas, y no al fiat. El usuario puede almacenar sus activos sin confiar en ella, por ejemplo, utilizando un «pen drive» para almacenar la criptomoneda.Los tipos de interes varian segun la demanda y la oferta del mercado; Sin embargo, suelen ser inferiores a las tasas propuestas por las plataformas centrales. DeFi Prestamo en criptoprestamos son mas transparentes, puesto que cualquiera que desea puede estudiar la informacion sobre las transacciones en los blokcheyn-comentadores accesibles.

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    Unity and BrightBuilt factory-built homes share an important feature: They are airtight, part of what makes them 60% more efficient than a standard home. GO Logic says its homes are even more efficient, requiring very little energy to keep cool or warm.
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    “Everybody wants to be able to build a house that’s going to take less to heat and cool,” said Unity director Mark Hertzler.

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    Buntel, a spring allergy sufferer, said his Somerville home’s air exchange has made a noticeable difference in the amount of pollen in the house. And customers have remarked on how quiet their homes are, due to their insulation.

    “I’m from New England, so I’ve always lived in drafty, uncomfortable, older houses,” Buntel said. “This is really amazing to me, how consistent it is throughout the year.”
    Some panelized home customers are choosing to build not just to reduce their carbon footprint, but because of the looming threat of a warming planet, and the stronger storms it brings.

    Burton DeWilde, a Unity homeowner based in Vermont, wanted to build a home that could withstand increasing climate impacts like severe flooding.

    “I think of myself as a preemptive climate refugee, which is maybe a loaded term, but I wasn’t willing to wait around for disaster to strike,” he told CNN.

    Sustainability is one of Unity’s founding principles, and the company builds houses with the goal of being all-electric.

    “We’re trying to eliminate fossil fuels and the need for fossil fuels,” Hertzler said.

    Goodson may drill oil by day, but the only fossil fuel he uses at home is diesel to power the house battery if the sun doesn’t shine for days. Goodson estimated he burned just 30 gallons of diesel last winter – hundreds of gallons less than Maine homeowners who burn oil to stay warm.

    “We have no power bill, no fuel bill, all the things that you would have in an on-grid house,” he said. “We pay for internet, and we pay property taxes, and that’s it.”

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